BOB-WILL REALTY
P.O. Box 576
Succasunna, NJ 07876









February 20, 2001




Mark Ferrara
Upstairs Apartment
181 Route 10
East Hanover, NJ 07936




Dear Mark:


Please be advised that your account with your Landlord continues to be delinquent with an open balance as follows:

                       
                 February 01 Rent      $ 685.00
                 July 00 Late Fee       $ 30.00
            September 00 Late Fee       $ 30.00
              October 00 Late Fee       $ 30.00
             November 00 Late Fee       $ 30.00
             December 00 Late Fee       $ 30.00
              January 01 Late Fee       $ 30.00
             February 01 Late Fee       $ 30.00
_____________________________________________________
                        TOTAL DUE       $895.00

In accordance with your Rental Agreement, unpaid security and late fees are deducted from the rent and your rent is now in arrears by the amount noted above. You should be aware that continuous late payment of rent and/or late fees is grounds for eviction.

If your account is still delinquent after five (5) days from the date of this notice, we will take appropriate steps to terminate your tenancy.

Your cooperation in this matter is required.

Very truly yours,







William Imperial, Landlord







Jolene Imperial, Landlord