BOB-WILL REALTY
P.O. Box 576
Succasunna, NJ 07876











January 31, 2002




Chris and Tammy Cammasrstra
472 Route 94.
Columbia, N.J. 07832
973-496-4652



Premises:

200 B Axford Ave.
Oxford, NJ 07863




Dear Chris and Tammy:


Enclosed please find your security refund regarding the above premises as follows:

                       
                    SECURITY AMOUNT    $ 1,080.00
     4/1/97 to 4/1/01 - 2% Interest    $    64.80 
     4/1/01 to 1/1/02 - 2% Interest      $  14.40
   ______________________________________________________
                              Total    $ 1,159.92


Very truly yours,









William Imperial, Landlord